It's a good time to buy a home or invest in a property. with the falling home prices and all-time low mortgage rates - owning your own home has become definitely affordable at this current time.
In a report from National Association of Home Builders/Wells Fargo Housing Oppountunity Index for the fourth quarter of 2010 indicates that 73.9% of all new and existing homes sold were affordable to families with median income.
So, if you are interested in buying a property and waiting for the best deal, now may be the time to search. With the increase in annual mortgage insurance to take effect in more than a month from now, you'll be able to save a substantial amount of money if you close the contract just before April 18.
Check your resources, even if the houses are at affordable prices, you will still need to think about down payment, closing costs, insurance, etc..
Spinell Homes is the largest builder in Alaska. They have built nearly 3,000 homes throughout South Central Alaska since 1987. Spinell has received numerous awards for building excellence from both the Anchorage and Mat-Su Home Builders Associations. Spinell Homes was awarded the "Award for Excellence" given by the Better Business Bureau and being voted "Best Home Builder in Alaska" by the readers of the Anchorage Daily News.
Hearthstone is the newest project of Spinell Homes. Hearthstone offers luxury yet affordable townhouse-style condos located near Lake Otis. It's in a midtown location close to universities, hospitals and bases.
The condo price starts at $229,900 - unbelievable for a new construction! Options could include carpet or hardwood flooring or tiles; cabinets, counter tops. You could also customize your home and build it according to everything you've dreamed of. It has an open kitchen layout where the family/guests can hang out. Condos are energy efficient. Home buyers can also upgrade to 5 Star plus energy efficiency if they choose to or they have the option to have 98% Energy Efficient Furnace. The condo includes a seperate laundry room.
And even better - Some units are coming out with a floorplan upgrade. They can have the option to have a half bath or the 2nd bath to have a dual vanity which couples love.
The deal gets better and better, in addition to being affordable for a luxurious condo, the builder, Spinell Homes is also willing to pay all closing costs with their preferred lender program for the next (5) buyers - that could save the home buyers thousands of dollars. The money could go into upgrades, furniture, appliance purchase and many more!
If you want to learn more about Luxurious yet affordable properties, call me at 907-242-SOLD (7653) and we'll discuss your options. Or you can visit www.hearthstonealaska.com and spinellhomes.com.
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